ASSESSMENT OF THE BORROWER’S CREDIT RISK USING SCORING

With the growth of lending volumes, the credit risks faced by banks and financial institutions are also increasing. Therefore, managing these risks is of paramount importance. Scoring, as one of the main methods of assessing creditworthiness, plays an important role in the credit risk management process. Currently, credit institutions automate scoring using artificial intelligence technologies, thereby increasing customer loyalty.

Authors

Publication Details

Journal
EKONOMIKA I UPRAVLENIE PROBLEMY RESHENIYA
Published
2025-01-01
DOI
https://doi.org/10.36871/ek.up.p.r.2025.01.13.015
Primary Topic
Insurance and Financial Risk Management
Type
article
Field-Weighted Citation Impact
0.00
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article

ASSESSMENT OF THE BORROWER’S CREDIT RISK USING SCORING

Natalya V. Wiederker, И. Н. Меркулова, Sofya V. Akhanova, Anastasia S. Udodova
EKONOMIKA I UPRAVLENIE PROBLEMY RESHENIYA
Insurance and Financial Risk Management
article

ASSESSMENT OF THE BORROWER’S CREDIT RISK USING SCORING

Natalya V. Wiederker, И. Н. Меркулова, Sofya V. Akhanova, Anastasia S. Udodova
article en

Abstract

With the growth of lending volumes, the credit risks faced by banks and financial institutions are also increasing. Therefore, managing these risks is of paramount importance. Scoring, as one of the main methods of assessing creditworthiness, plays an important role in the credit risk management process. Currently, credit institutions automate scoring using artificial intelligence technologies, thereby increasing customer loyalty.

EKONOMIKA I UPRAVLENIE PROBLEMY RESHENIYAVol. 1/13(154)
Openalex Percentile: Top 91%
Insurance and Financial Risk Management
DOISourceOpenAlex
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ASSESSMENT OF THE BORROWER’S CREDIT RISK USING SCORING — Natalya V. Wiederker, И. Н. Меркулова, et al. · EKONOMIKA I UPRAVLENIE PROBLEMY RESHENIYA (2025) | TGRS Research Map | TGRS