Statistical Methodology for Assessing and Modeling the Insurance Process of Banking Services Based on Quantitative Indicators for Risk Evaluation

This paper presents a statistical investigation and analysis of the insurance process for banking services. It ex-amines the dynamics of risk insurance indicators for banks and their clients, as well as analyzes the structure of banking risk insurance in the Russian Federation from 2013 to 2023. The aim of the study is to statistically evaluate and model the process of insuring banking services based on quantitative indicators in order to as-sess risk. The research is based on a systematic analytical approach using statistical methods, which allows us to consider the problem in the interrelation of its elements. The analysis of risks in the banking insurance mar-ket shows that they have changed depending on external factors and internal development. Managing these risks remained a key task for banks and insurance companies.