Islamic Financial Literacy and Concept of Islamic Economics Development in School

This research aims to analyse the level of economic literacy and Islamic finance as well as formulate concepts for sharia economics curriculum development. The research method uses a quantitative approach. A quantitative approach through questionnaires to measure the level of sharia financial literacy and obtain an overview of curriculum development models in schools. This research measures the Sharia Financial Literacy Level of High School Students and Teachers in Kudus Regency with sample data of 17 teachers and 152 students from five state high schools in Kudus Regency. From the analysis results, the financial literacy level of students and teachers falls into the sufficiently literate category. However, in terms of sharia insurance literacy, it is in the less literate category. Meanwhile, curriculum development provides an overview of development models with several approaches. The first approach is through socialisation and education; the second approach is by including Islamic economics subjects into the curriculum content structure, especially the Social Sciences department; the third approach is the application of contextual learning, namely students learn in theory and also in real practice in Islamic financial institutions; and the fourth approach is teaching Islamic accounting at school.

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Publication Details

Journal
AKUNSIKA Jurnal Akuntansi dan Keuangan
Published
2025-03-20
DOI
https://doi.org/10.31963/akunsika.v6i1.5190
Primary Topic
Financial Literacy and Behavior
Type
article
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article

Islamic Financial Literacy and Concept of Islamic Economics Development in School

Dian Pujiatma Vera Subchanifa, Surepno Surepno
AKUNSIKA Jurnal Akuntansi dan Keuangan
Financial Literacy and Behavior
article

Islamic Financial Literacy and Concept of Islamic Economics Development in School

Dian Pujiatma Vera Subchanifa, Surepno Surepno
article en

Abstract

This research aims to analyse the level of economic literacy and Islamic finance as well as formulate concepts for sharia economics curriculum development. The research method uses a quantitative approach. A quantitative approach through questionnaires to measure the level of sharia financial literacy and obtain an overview of curriculum development models in schools. This research measures the Sharia Financial Literacy Level of High School Students and Teachers in Kudus Regency with sample data of 17 teachers and 152 students from five state high schools in Kudus Regency. From the analysis results, the financial literacy level of students and teachers falls into the sufficiently literate category. However, in terms of sharia insurance literacy, it is in the less literate category. Meanwhile, curriculum development provides an overview of development models with several approaches. The first approach is through socialisation and education; the second approach is by including Islamic economics subjects into the curriculum content structure, especially the Social Sciences department; the third approach is the application of contextual learning, namely students learn in theory and also in real practice in Islamic financial institutions; and the fourth approach is teaching Islamic accounting at school.

AKUNSIKA Jurnal Akuntansi dan Keuangan
IAIN Kudus (ID)
Openalex Percentile: Top 92%
Financial Literacy and Behavior
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Islamic Financial Literacy and Concept of Islamic Economics Development in School — Dian Pujiatma Vera Subchanifa, Surepno Surepno · AKUNSIKA Jurnal Akuntansi dan Keuangan (2025) | TGRS Research Map | TGRS