Effect of Staff Incentives on Performance of Savings and Credit Co-operative Societies in Tanzania: Moderation Role of Institutional Culture

This study was conducted in Tanzania intending to assess the effect of incentives on the performance of SACCOS in Tanzania: moderation role of institutional factor culture. The study was guided by Herzberg's two factors theory and Institution theory. It used a positivism research philosophy and a deductive research approach. It adopted an explanatory research design and a simple random sampling technique. Primary data was collected using a structured questionnaire from 143 SACCOs in the Dar es Salaam region. A sample of 143 was selected from a population of 517 SACCOS. Data were analysed using multiple regression analysis with the assistance of IBM SPSS version 26. The findings obtained from this study suggest that staff incentives had a positive and significant effect on the performance of SACCOS and the moderation role of institutional factor culture had a positive and significant effect on incentives. The study recommends improving the performance of SACCOS, the Government and the Tanzania Cooperative Development Commission to set policies that guide all SACCOS in Tanzania to have a department of human resource management to run SACCOS professionally and ensure incentives are provided to employees