Regulisanje osiguranja i upravljanje tehnologijama

The EU AI Act has been published in the Official Journal of the European Union on 1 August 2024. It provides a horizontal regulatory framework for AI systems that are intended to be used for different purposes and it will generate profound impact on insurance business within and outside the EU. In the coming years, the implementation of the AI Act is central and authorities play a crucial role in determining its effectiveness. In the AI Act, national authorities are not only tasked to decide the market access of high-risk AI systems but also take substantial duties in post-marketing surveillance. This article concentrates on the tasks of national insurance authorities under the AI Act. The discussion helps to clarify their additional power and duties of regulating AI technologies and to identify the potential overlaps and gaps between the AI Act and insurance regulations.