Dynamic Reinforcement Learning for Suspicious Fund Flow Detection: A Multi-layer Transaction Network Approach with Adaptive Strategy Optimization
This paper proposes a dynamic reinforcement learning framework for detecting suspicious fund flows in multi-layer transaction networks. The framework integrates graph neural networks with adaptive reinforcement learning mechanisms to address the challenges of evolving money laundering patterns in financial transactions. The system architecture implements a novel multi-layer network construction approach that captures both temporal and structural characteristics of transaction patterns. A dynamic feature extraction module employs attention mechanisms and temporal convolution networks to generate comprehensive transaction representations. The reinforcement learning component utilizes a modified Deep Q-Network with prioritized experience replay to optimize detection strategies continuously. Experimental evaluation on a large-scale financial dataset comprising 10 million transactions demonstrates the framework's effectiveness. The proposed approach achieves a detection rate of 92.5% while maintaining a false positive rate below 3.68%, outperforming traditional machine learning methods and recent deep learning approaches. The framework's adaptive strategy optimization enables real-time adjustment of detection policies based on emerging patterns. Ablation studies validate the contribution of individual components, with the graph layer architecture and temporal feature extraction mechanisms showing a significant impact on system performance.
Authors
- G Shivaji Rao
- Shuaiqi Zheng
- Lingfeng Guo
Institutions
- Trine University (US)
- Illinois Institute of Technology (US)
- New York University (US)
Publication Details
- Journal
- Applied and Computational Engineering
- Published
- 2025-03-20
- DOI
- https://doi.org/10.54254/2755-2721/2025.tj21580
- Citations
- 1
- Primary Topic
- Reservoir Engineering and Simulation Methods
- Type
- article
- Field-Weighted Citation Impact
- 1.15