Damage, Loss, and Risk Modelling in Flood Events: A Case Study ofthe Dâmbu River, Romania

Flood events are among the most devastating natural disasters, causing significant direct and indirect damages across various socio-economic sectors.Accurate damage, loss, and risk modeling are essential for implementing effective flood risk management strategies, particularly in regions prone to recurrent flooding.This article explores a structured methodology for flood damage and loss modeling in Romania, focusing on the Dmbu River basin as a case study.By employing damage functions, classifying damages, and identifying typologies of vulnerable elements, this study provides insights into risk quantification and mitigation strategies.The findings underscore the necessity of localized, high-resolution data for accurate flood risk mapping to inform policy and community resilience.