Optimizing Digital Payments For Msmes In Kepahiang Regency

This research aims to analyze literature related to optimizing digital payments in Micro, Small and Medium Enterprises (MSMEs) in Kepahiang Regency. MSMEs in Kepahiang play an important role in the local economy, but adoption of digital payments in this region is still relatively low. Digital payments offer various benefits such as increased operational efficiency, wider market access, and better transaction security. However, there are several challenges in its implementation, such as limited technological infrastructure, low digital literacy, and lack of socialization. This study highlights the importance of developing technological infrastructure, increasing digital literacy, and collaborating with payment service providers to accelerate the adoption of digital payments among MSMEs in Kepahiang. With proper optimization, MSMEs in Kepahiang can increase competitiveness, expand market access, and contribute more to the regional economy.