Students' Perception That Influences Interest In Using E-Money In The Millennial Generation In The Cashless Society Era (Case Study On Accounting Students At State And Private Universities In Bengkulu City)

The title of this research is Student Perceptions That Influence Interest in Using E-Money in the Millennial Generation in the Cashless Society Era (Case Study of Accounting Students at PTN and PTS in Bengkulu City). This research aims to examine the influence of perceived benefits, perceived convenience, perceived risk, and security perceptions of interest in using E-Money among accounting students at PTN and PTS in Bengkulu City. This research is a type of quantitative research using primary data. The sample in this study was obtained by distributing online questionnaires to 285 respondents, namely students at Bengkulu University, Bengkulu Muhammadiyah University, Dehasen University, Prof. University. Hazairin, SH who is interested in using E-Money. The data analysis method used is multiple linear regression analysis and a series of hypothesis tests which are preceded by data instrument tests and classical assumption tests. The results of the research and partial hypothesis testing show that perceived usefulness has a significant effect on interest in using E-Money among accounting students at PTN and PTS in Bengkulu City, the significance value is 0.000 > 0.05 and the t value is 9.457, perceived ease of use has a significant effect on interest in using E-Money. -Money for accounting students at PTN and PTS in Bengkulu City, the significance value is 0.000 < 0.05 and the calculated t value is 3.600, risk perception has a significant negative effect on interest in using E-Money among accounting students at PTN and PTS in Bengkulu City, the significance value is 0.040 < 0.05 and the calculated t value is -2.060, perceived security has a significant effect on interest in using E-Money among accounting students at PTN and PTS in Bengkulu City, the significance value is 0.000 < 0.05 and the calculated t value is 3.736. Simultaneously, perception of benefits, perception of convenience, perception of risk, perception of security, together significantly influence the interest in using E-Money among accounting students at PTN and PTS in Bengkulu City, the significance value is 0.000 < 0.05 and the calculated f value is 54.584.