Credit risk management and share value of listed deposit money banks in Nigeria

The paper examines the effect of credit risk management on share value of listed deposit money banks in Nigeria.The population of the study is made up of all listed deposit money banks with international authorization which arethe sample of the study. The multivariate regression and correlation matrix have been used in analyzing the datacollected. The findings of the study reveal that nonperforming loan ratio (NPLR) has significant effect on earningsper share (EPS). Firm size (FSIZE) has significant effect on earnings per share (EPS). Moreover, the researchrecommends that nonperforming loan ratio (NPLR) of listed deposit money banks in Nigeria should be given utmostregard by finding ways to reduce the nonperforming loans of the banks so as the ratio of nonperforming loan tototal loans would be improved. Adequate regard should also be given to collateral as well as history of the borrowerand borrower credit ratings before granting loans.

Authors

Publication Details

Journal
Impressive Journal of Management and Social Sciences
Published
2025-03-08
DOI
https://doi.org/10.33003/ijmass-2025.v1i1.5.11-23
Primary Topic
Banking stability, regulation, efficiency
Type
article
Field-Weighted Citation Impact
0.00
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article

Credit risk management and share value of listed deposit money banks in Nigeria

Musa Muhammad Bello, Usman Sabo, Garba Yakubu
Impressive Journal of Management and Social Sciences
Banking stability, regulation, efficiency
article

Credit risk management and share value of listed deposit money banks in Nigeria

Musa Muhammad Bello, Usman Sabo, Garba Yakubu
article en

Abstract

The paper examines the effect of credit risk management on share value of listed deposit money banks in Nigeria.The population of the study is made up of all listed deposit money banks with international authorization which arethe sample of the study. The multivariate regression and correlation matrix have been used in analyzing the datacollected. The findings of the study reveal that nonperforming loan ratio (NPLR) has significant effect on earningsper share (EPS). Firm size (FSIZE) has significant effect on earnings per share (EPS). Moreover, the researchrecommends that nonperforming loan ratio (NPLR) of listed deposit money banks in Nigeria should be given utmostregard by finding ways to reduce the nonperforming loans of the banks so as the ratio of nonperforming loan tototal loans would be improved. Adequate regard should also be given to collateral as well as history of the borrowerand borrower credit ratings before granting loans.

Impressive Journal of Management and Social SciencesVol. 1(1)
Openalex Percentile: Top 94%
Banking stability, regulation, efficiency
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