Adverse Selection as a Barrier to Achieving Universal Public Health Insurance Coverage in China
The unrestricted enrollment of individuals in PHI may result in adverse selection. Insurers engage in introducing risk-adjusted premiums, and designing PHI as a long-term benefit-oriented product may mitigate the likelihood of adverse selection.
Authors
- Xiangping Wang (ORCID: https://orcid.org/0000-0001-8158-560X)
- Renyao Zhong
- Siqi Zhong
- Panxu Yang (ORCID: https://orcid.org/0000-0001-7862-599X)
Institutions
- The University of Melbourne (AU)
- East China Normal University (CN)
Publication Details
- Journal
- Risk Management and Healthcare Policy
- Published
- 2025-03-01
- DOI
- https://doi.org/10.2147/rmhp.s508930
- Citations
- 3
- Primary Topic
- Healthcare Policy and Management
- Type
- article
- Field-Weighted Citation Impact
- 9.39