El vencimiento anticipado de un préstamo por falta de pago: requisitos

The ever-present early maturity clauses for non-payment that had been serving as the basis for claims raised by banking entities against those who hold the status of consumers, have been the subject of numerous judicial resolutions in recent years that have declared them null and void. Nullity that has led to the reform of various laws and even the issuance of new ones. What is intended in the following lines, therefore, is to make an analysis of the cases in which the aforementioned clauses are considered valid, of those others in which they are declared abusive and of the consequences derived from such abuse, and of the requirements that, in short, must currently occur for a loan signed between a banking entity and a consumer to be terminated early due to non-payment.