Factors Influencing People's Decision to Save in Sharia Bank (Case Study in Sleman District)

This research aims to analyze the determinants that have an influence on savings decisions in regional sharia banks in Sleman Regency. The possibility of a technical sample is the sampling technique in this research. From this technique there were 116 respondents. This research data is primary data with multiple linear regression methods. Research finds that the religiosity variable has no influence on people's decisions to save in Islamic banks. Meanwhile, the variables of trust, level of results and knowledge have a significant positive influence on the decision to save. Meanwhile, simultaneously all the research variables that influence the decision to save at a regional sharia bank in Sleman Regency with a coefficient of 0.630 promise from the results of this research that sharia banks are able to maintain the variables of trust, knowledge and level of profit sharing which are the dominant factors that influence people to save at the k sharia bank.

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Publication Details

Journal
Ar-Ribh Jurnal Ekonomi Islam
Published
2024-10-31
DOI
https://doi.org/10.26618/jei.v7i2.13236
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.00
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article

Factors Influencing People's Decision to Save in Sharia Bank (Case Study in Sleman District)

Ayif Fathurrahman, Dian Ratnasari
Ar-Ribh Jurnal Ekonomi Islam
Islamic Finance and Banking Studies
article

Factors Influencing People's Decision to Save in Sharia Bank (Case Study in Sleman District)

Ayif Fathurrahman, Dian Ratnasari
article en

Abstract

This research aims to analyze the determinants that have an influence on savings decisions in regional sharia banks in Sleman Regency. The possibility of a technical sample is the sampling technique in this research. From this technique there were 116 respondents. This research data is primary data with multiple linear regression methods. Research finds that the religiosity variable has no influence on people's decisions to save in Islamic banks. Meanwhile, the variables of trust, level of results and knowledge have a significant positive influence on the decision to save. Meanwhile, simultaneously all the research variables that influence the decision to save at a regional sharia bank in Sleman Regency with a coefficient of 0.630 promise from the results of this research that sharia banks are able to maintain the variables of trust, knowledge and level of profit sharing which are the dominant factors that influence people to save at the k sharia bank.

Ar-Ribh Jurnal Ekonomi IslamVol. 7(2)
Muhammadiyah University of Yogyakarta (ID)
Openalex Percentile: Top 54%
Islamic Finance and Banking Studies
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Factors Influencing People's Decision to Save in Sharia Bank (Case Study in Sleman District) — Ayif Fathurrahman, Dian Ratnasari · Ar-Ribh Jurnal Ekonomi Islam (2024) | TGRS Research Map | TGRS