STRATEGIES TO UTILISE AL-KHUMUS FOR DISASTER RELIEF AND EMERGENCY RESPONSE IN MALAYSIA

Al-khumus is an important concept in Islamic finance and social welfare, denoting the requirement for Muslims to designate a specific portion of their wealth from particular income sources, such as profits and gains, for charitable and community welfare purposes. Nevertheless, al-khumus's promise as a funding source for emergency response and disaster relief in Malaysia is still mainly unrealised, making it difficult to meet the requirements of communities hit by natural catastrophes. This study aimed to review the strategies to utilise al-khumus for disaster relief and emergency response in Malaysia. This study utilised a review analysis methodology to systematically collect and assess pertinent literature. The result of the review analysis revealed several strategies to utilise al-khumus for disaster relief and emergency response in Malaysia, namely: (a) establish a dedicated relief fund; (b) rapid needs assessment and prioritisation; (c) partner with local organisations; (d) long-term recovery and rehabilitation; and (e) transparent reporting and accountability. In conclusion, the review of strategies for utilising al-khumus in disaster relief and emergency response in Malaysia indicates a substantial opportunity to improve the country's humanitarian initiatives while aligning with fundamental Islamic principles of social justice and community support.