Impact of Primary Agricultural Cooperative Societies' Credit on Wheat and Paddy Crops in Haryana

This study examined the impact of Primary Agricultural Cooperative Societies' credit on cost, returns, benefit-cost ratio, and production of wheat and paddy crops in the Karnal district of Haryana state. Primary data were collected from 90 each beneficiary and non-beneficiary farmers using the multistage purposive cum proportionate random sampling techniques. The primary data collected were analyzed using a descriptive method. The study examined the positive impact of PACS credit on cost, returns, benefit-cost ratio, and production of wheat and paddy crops of beneficiary farmers. It was revealed that the impact of PACS credit on small farmers was more significant than on large farmers.