Trust, Financial Literacy and Investment Intention

This study aims to reveal the role of trust in mediating the effect of financial literacy on investment intentions on the securities crowdfunding platform. The research method used is quantitative with a survey approach, using purposive sampling technique, with a total of 180 investors. Data were analyzed using Partial Least Squares (PLS-SEM). The results showed that financial literacy significantly affects investment intention and trust in the securities crowdfunding platform. In addition, trust in the platform also plays an important role in increasing trust in the fundraiser. This study concludes that financial literacy and trust in the platform have a significant impact on investors' intention to invest, and support the application of Trust Transfer Theory in the context of securities crowdfunding.

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Publication Details

Journal
Jurnal Ilmiah Bisnis dan Ekonomi Asia
Published
2025-02-05
DOI
https://doi.org/10.32815/jibeka.v19i1.2348
Primary Topic
Financial Literacy, Pension, Retirement Analysis
Type
article
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article

Trust, Financial Literacy and Investment Intention

Mega Noerman Ningtyas, Ulfa Nahdhiroh
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Jurnal Ilmiah Bisnis dan Ekonomi Asia
Financial Literacy, Pension, Retirement Analysis
article

Trust, Financial Literacy and Investment Intention

Mega Noerman Ningtyas, Ulfa Nahdhiroh
article en

Abstract

This study aims to reveal the role of trust in mediating the effect of financial literacy on investment intentions on the securities crowdfunding platform. The research method used is quantitative with a survey approach, using purposive sampling technique, with a total of 180 investors. Data were analyzed using Partial Least Squares (PLS-SEM). The results showed that financial literacy significantly affects investment intention and trust in the securities crowdfunding platform. In addition, trust in the platform also plays an important role in increasing trust in the fundraiser. This study concludes that financial literacy and trust in the platform have a significant impact on investors' intention to invest, and support the application of Trust Transfer Theory in the context of securities crowdfunding.

Jurnal Ilmiah Bisnis dan Ekonomi AsiaVol. 19(1)
Universitas Islam Negeri Maulana Malik Ibrahim (ID)
Openalex Percentile: Top 95%
Financial Literacy, Pension, Retirement Analysis
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Trust, Financial Literacy and Investment Intention — Mega Noerman Ningtyas, Ulfa Nahdhiroh · Jurnal Ilmiah Bisnis dan Ekonomi Asia (2025) | TGRS Research Map | TGRS