Insurance for Medical Malpractice in the Republic of Moldova - Perspectives, Challenges, Solutions

Medical malpractice insurance constitutes a new and challenging area for the insurance field in the Republic of Moldova. It is imperative to recognize the importance of insurance against medical malpractice in the Republic of Moldova. Crucial reforms, successfully implemented in the health system to improve and adapt standards to the European level, have initiated a development process in this direction. It is evident that there have been global criticisms and concerns regarding the quality of health services provided to the population. This situation has also increased interest in the quality of medical services and included this objective in health policy and remuneration mechanisms. This has led to an increase in the number of claims for medical damage compensation and forensic examinations related to the activity of doctors.The adoption of a malpractice law could remedy existing legal gaps by clearly defining and thoroughly detailing the responsibility of medical personnel in the health system. The Republic of Moldova, having a technical basis, can transpose legislation concerning medical malpractice insurance. The legislator must be aware of the urgent and inevitable need to implement a regulatory framework applicable to responsibility for professional negligence of doctors in the health system.