“Aanat” A Micro-Investing Solution Powered by Robo-Advisors

Saving and investing are essential parts of personal finance. This paper presents a possible solution proposed for a local financial institution “Pearl Bank”<sup xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink">1</sup><sup xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink">1</sup>This is a pseudo name used to anonymize the local Bahraini bank “SICO”. SICO is one of the leading asset managers, brokers, market makers, and investment banks in the region.. The goal is to make saving and investing easy and secure through a user-friendly platform. Research through surveys and interviews revealed that many people struggle to save money due to high living expenses and a lack of financial knowledge. The proposed solution includes an auto-round-up feature that helps users accumulate funds and facilitates investing through robo-advisors on a live trading platform. The aim is to attract new customers by offering auto-saving and auto-investing, allowing users to invest small amounts and withdraw funds as needed.