Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks

The Union Budget 2024 presented by Finance Minister Smt. Nirmala Sitharaman on 23rd July,2024 announced a ‘New Credit Assessment Model’ for micro, small & medium enterprises (MSMEs), where banks will assess them based on their ‘digital footprints’ and not on their balance sheets.

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Publication Details

Journal
The Management Accountant Journal
Published
2024-11-14
DOI
https://doi.org/10.33516/maj.v59i10.48-50p
Primary Topic
Regional Development and Environment
Type
article
Field-Weighted Citation Impact
0.00
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article

Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks

Sunil Dasari
The Management Accountant Journal
Regional Development and Environment
article

Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks

Sunil Dasari
article en

Abstract

The Union Budget 2024 presented by Finance Minister Smt. Nirmala Sitharaman on 23rd July,2024 announced a ‘New Credit Assessment Model’ for micro, small & medium enterprises (MSMEs), where banks will assess them based on their ‘digital footprints’ and not on their balance sheets.

The Management Accountant Journal
Reserve Bank of India (IN)
Openalex Percentile: Top 56%
Regional Development and Environment
DOISourceOpenAlex
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Lending Through ‘Digital Footprints’ New Model for Micro, Small & Medium Enterprises Credit Appraisal Process of Banks — Sunil Dasari · The Management Accountant Journal (2024) | TGRS Research Map | TGRS