Determinants of Socio-Economic Empowerment of Women Traders in Nairobi County: Case of Kenya Trade Policy Financial Inclusion Strategies

Financial inclusion is important for socio-economic empowerment. Globally, Trade policies are promoting financial inclusion for all, including women. The sustainable development goals 5 calls for women empowerment on all areas of growth and development. Despite progress in gender equality, women, especially, traders in Kenya still face financial challenges to their participation in and benefiting from trade. Raising the question on how trade policies’ financial inclusion strategies impact the socio-economic empowerment of women traders. Therefore, this research investigated the determinants for socio-economic empowerment of women traders in Nairobi County, Kenya, focusing on the Kenya National Trade Policy’s financial inclusion strategies. The study used a qualitative approach applying thematic literature review. It thematically reviewed 23 materials for the period between 2017 and 2024. Content analysis was used to analyse and organise data which was presented in prose from. Findings highlight the critical role of financial inclusion initiatives, including mobile banking and microfinance programs, in socio-economic empowerment of women traders. Further, it revealed need for gender-responsive policies addressing unique challenges faced by women traders. The study provides policy recommendations to foster an enabling environment for socio-economic empowerment of women traders in Kenya, contributing to the broader goal of gender equality and women empowerment.