Bridging the Financial Gap: Baitul Maal Wat Tamwil (BMT) as A Medium for Women’s Empowerment and Financial Inclusion

This paper is derived from the findings of community service programs aimed at improving women's access to Islamic microfinance Institutions, thereby empowering them and increasing their financial inclusion. The method to achieve the objective was through three educational sessions. The first session introduced participants to Islamic microfinance institutions, mainly focusing on BMT. The second session concentrated on women's empowerment, while the final session highlighted the importance of financial inclusion for women. The outcomes of these activities were increased knowledge, awareness, and skills among women regarding BMT, women's empowerment, and financial inclusion. In the future, additional training programs are necessary to further enhance women's empowerment, primarily related to financial and digital literacy, as these skills still need to be developed among the participants.