Faith-Based Financial Accountability in Nigeria: A Theological Perspective on Stewardship in Religious Organizations

Faith-based organizations play a crucial role in the socio-cultural framework of Nigeria, providing spiritual support and economic aid. However, concerns regarding financial management and transparency have raised significant questions about their accountability, leading to a decline in trust among followers and the broader community. The paper addresses the question of how can faith-based organizations ensure financial accountability while remaining true to their spiritual objectives? This study explores the theological concept of stewardship as a viable framework for improving financial accountability within Nigerian religious institutions. The primary issue identified is the gap between biblical teachings on stewardship and the financial practices observed in many organizations. Against this background, the paper examines the theological foundations of financial stewardship, assesses the current challenges related to financial accountability in Nigerian faith-based organizations, and proposes strategies grounded in theological ethics. By emphasizing the theological aspects of accountability, the research highlights the necessity of ethical leadership, transparency, and the active involvement of congregants in financial governance. Utilizing a qualitative methodology, the study combines scriptural insights with modern theological scholarship, enabling a comprehensive understanding of the interplay between theology and financial practices in Nigeria. The findings contribute to the fields of theology and religious studies by offering a theological framework for financial accountability that is deeply rooted in biblical principles of stewardship. Furthermore, the study provides strategies and insight for religious organizations to enhance trust, credibility, and operational efficiency in their missions. By analyzing financial mismanagement through a theological lens, the study bridges the gap between faith and financial ethics, advocating for an accountability model that reflects both spiritual and societal values.