Determinants of the interest of digital wallet among the accounting students

This study analyzes the factors that influence accounting students' interest in using digital wallets. The research adopts a quantitative approach, using survey data collected through questionnaires and analyzed with statistical methods, including multiple regression analysis in SPSS 21 and Microsoft Excel 2016. The independent variables studied include ease of use, perceived usefulness, and perceived risk, while the dependent variable is students' interest. The study found that all three factors significantly affect students' interest in digital wallets, with strong statistical evidence supporting the rejection of the null hypotheses. However, the study is limited by its small sample size and focus on a specific cohort of accounting students, which affects the generalizability of the results. Future research should explore additional variables and include a more diverse sample of students. Moreover, it is recommended that students enhance their understanding of digital wallets to better optimize their use in daily life.

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Publication Details

Journal
Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah
Published
2025-02-03
DOI
https://doi.org/10.47467/alkharaj.v7i2.7014
Primary Topic
Financial Literacy and Behavior
Type
article
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article

Determinants of the interest of digital wallet among the accounting students

Rita Wijayanti, Nandya Putri Pratiwi
Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah
Financial Literacy and Behavior
article

Determinants of the interest of digital wallet among the accounting students

Rita Wijayanti, Nandya Putri Pratiwi
article en

Abstract

This study analyzes the factors that influence accounting students' interest in using digital wallets. The research adopts a quantitative approach, using survey data collected through questionnaires and analyzed with statistical methods, including multiple regression analysis in SPSS 21 and Microsoft Excel 2016. The independent variables studied include ease of use, perceived usefulness, and perceived risk, while the dependent variable is students' interest. The study found that all three factors significantly affect students' interest in digital wallets, with strong statistical evidence supporting the rejection of the null hypotheses. However, the study is limited by its small sample size and focus on a specific cohort of accounting students, which affects the generalizability of the results. Future research should explore additional variables and include a more diverse sample of students. Moreover, it is recommended that students enhance their understanding of digital wallets to better optimize their use in daily life.

Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis SyariahVol. 7(2)
Muhammadiyah University of Surakarta (ID)
Openalex Percentile: Top 97%
Financial Literacy and Behavior
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Determinants of the interest of digital wallet among the accounting students — Rita Wijayanti, Nandya Putri Pratiwi · Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah (2025) | TGRS Research Map | TGRS