Enhancing Security and Efficiency in Cross-border E-commerce of Agricultural Products through Intelligent Payment Technology

Abstract: Cross-border e-commerce transactions of agricultural products have long been plagued by issues such as low efficiency, high fraud risks, and poor traceability. To address these pain points, this paper proposes an innovative solution based on blockchain and smart contracts. The solution first establishes a risk identification model through big data analysis. It then designs a distributed system architecture, adopting a consortium chain mode where all nodes are connected through a peer-to-peer network, ensuring traceability and tamper resistance of transaction information. The core of the solution lies in a series of smart contract templates, covering various aspects such as orders, logistics, and credit, automatically executing the business logic within the contracts. Simultaneously, it optimizes cross-border logistics, customs clearance, payment, and other processes, significantly improving transaction efficiency. Comprehensive security measures are also implemented to ensure system reliability and privacy. In complex scenario tests, the proposed solution demonstrates outstanding transaction efficiency and product quality, surpassing traditional models and providing robust technological support for efficient, trustworthy, and secure cross-border e-commerce transactions of agricultural products.