The Efficacy in Disbursement, Pattern of Usage and Impact of Old Age Pension Schemes in the Jabalpur district of Madhya Pradesh

This study, titled ‘The Efficacy in Disbursement, Pattern of Usage and Impact of Old Age Pension Schemes in the Jabalpur district of Madhya Pradesh’, examines the utilisation of pension funds by vulnerable elderly populations and evaluates the adequacy of these schemes in fulfilling their basic needs across various socio-economic groups. It explores the impact of pensions on beneficiaries’ quality of life while identifying barriers and difficulties in the regular disbursement process. By analysing systemic inefficiencies and incorporating insights into technological advancements, the study aims to propose reforms for a streamlined, impactful pension delivery mechanism. The findings aim to ensure smooth, continuous, and meaningful support for elderly beneficiaries who often lack familial or societal aid.