A Study of the Financial Condition of Cash Crop Cotton Farmers in Nanded District

This study explores the financial condition of cotton farmers in Nanded District, Maharashtra, a region known for its significant contribution to India’s cotton production. The research examines income levels, credit access, and challenges such as debt dependency, price volatility, and climatic risks. Data from government reports, research studies, and statistical records form the basis of analysis. Findings reveal that despite cotton being a high-value cash crop, farmers face financial distress due to market fluctuations, low returns, and dependence on informal credit systems. Suggestions for policy reforms and innovative farming practices are also discussed.