Study on the Impact of Green Credit on the Business Performance of Commercial Banks

Nowadays, the problem of environmental pollution affects people's lives and inhibits the development of the national economy. The development of green credit plays a very important role in promoting the sustainable development of society, ecology and economy. In the long run, under the background of increasingly fierce international competition, the development of green credit by commercial banks is not only conducive to strengthening their own reputation and international competitiveness, but also conducive to improving their own business performance. However, in the short term, due to increased costs, environmental risks, incomplete supporting policies and other problems, green credit business may also have a negative impact on the business performance of commercial banks. Therefore, this paper analyzes the different impacts of green credit on commercial banks, and then discusses how to promote the improvement of commercial banks' operating performance from the perspective of green credit.