Pemanfaatan Sistem Keuangan Digital Dalam Mewujudkan Inklusi Keuangan (Studi Kasus Lembaga Keuangan Non Bank)

The purpose of this study is to identify and analyze the Digital Financial System in Realizing Financial Inclusion (Case Study of Non-Bank Financial Institutions). The approach taken in this study uses interview techniques and direct discussions with customers and employees of non-bank financial institutions. This study has a novelty, namely that there has been no research that has a non-bank financial institution as its research object, most studies use banks. The research method used by researchers in this study is a qualitative approach with a descriptive method. This study uses a qualitative research approach where qualitative research as a scientific method is often used and implemented by a group of researchers in the field of social sciences, including education. research results Partially, the influence of services has a significant effect on financial inclusion. The influence of innovation has a significant effect on financial inclusion. The influence of the system has a significant effect on financial inclusion. While simultaneously, services, innovation and systems have a significant effect on financial inclusion.