Analysis on the Development of Digital Green Finance Under Carbon Peaking and Carbon Neutrality Goals

In recent years, with the rapid progress of cutting-edge digital technologies such as big data, Internet of Things (IoT), artificial intelligence (AI) and blockchain, the financial industry is undergoing unprecedented changes. These digital technologies have not only revolutionized traditional financial formats, but also become the core driving force for the rapid development of green finance. However, the road to the rise of digital green finance is not smooth, facing multiple challenges such as the lack of awareness of digital transformation, the imbalance between financial data supply and demand, and the shallow application of technology. To promote the sustainable and healthy development of green finance, it is particularly critical to improve service quality, deepen digital awareness, and stimulate the public's enthusiasm for digital transformation. This study is dedicated to exploring how digital technologies can effectively enable green finance growth, solve digital transformation challenges, and encourage the financial sector to accelerate green transformation, contributing to the achievement of carbon peak targets and carbon neutrality vision.