Analysis of the Influence of Bank Credit on Economic Growth in West Nusa Tenggara Province

This research is motivated by the influence of banking credit on economic growth in NTB. The purpose is to analyze in depth the effect of bank lending consisting of investment loans, working capital loans and consumptive loans in NTB Province on the economic growth of NTB Province. The type of research used is descriptive quantitative. The type of data used in this study is time series data. The source of data used in this study is secondary data collected through documentation techniques, where data collection is done by studying some of the data contained in the archives, economic report documents, BPS NTB Province and Bank Indonesia from 2010 - 2023. Data analysis used is multiple linear regression. The results showed that investment credit and working capital credit partially had a positive and significant effect on economic growth in NTB, but consumptive credit showed that partially had no significant effect on economic growth in NTB. While simultaneously, the variables of investment credit, working capital credit and consumptive credit together have a positive and significant effect on economic growth in NTB.

Authors

Institutions

Publication Details

Journal
The Es Economics and Entrepreneurship
Published
2024-12-31
DOI
https://doi.org/10.58812/esee.v3i02.377
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.00
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

Analysis of the Influence of Bank Credit on Economic Growth in West Nusa Tenggara Province

Iwan Harsono, Prayitno Basuki, Sambirang Ahmadi
The Es Economics and Entrepreneurship
Islamic Finance and Banking Studies
article

Analysis of the Influence of Bank Credit on Economic Growth in West Nusa Tenggara Province

Iwan Harsono, Prayitno Basuki, Sambirang Ahmadi
article en

Abstract

This research is motivated by the influence of banking credit on economic growth in NTB. The purpose is to analyze in depth the effect of bank lending consisting of investment loans, working capital loans and consumptive loans in NTB Province on the economic growth of NTB Province. The type of research used is descriptive quantitative. The type of data used in this study is time series data. The source of data used in this study is secondary data collected through documentation techniques, where data collection is done by studying some of the data contained in the archives, economic report documents, BPS NTB Province and Bank Indonesia from 2010 - 2023. Data analysis used is multiple linear regression. The results showed that investment credit and working capital credit partially had a positive and significant effect on economic growth in NTB, but consumptive credit showed that partially had no significant effect on economic growth in NTB. While simultaneously, the variables of investment credit, working capital credit and consumptive credit together have a positive and significant effect on economic growth in NTB.

The Es Economics and EntrepreneurshipVol. 3(02)
University of Mataram (ID)
Openalex Percentile: Top 57%
Islamic Finance and Banking Studies
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.