The Impact of Digital Inclusive Finance on Regional Economic Growth and Environmental Quality

China has prioritized high-quality development as a key goal in building a socialist modernized country. Currently, regional economic development faces challenges such as blocked factor flows, regional disparities, and environmental degradation, highlighting the need for coordinated economic and environmental progress. This paper explores how digital inclusive finance impacts regional economic development and environmental quality. Using panel data from 31 provinces (20122022) and a bidirectional fixed-effect regression model, the study finds that digital inclusive finance drives economic growth through technological innovation and enhances environmental quality via industrial upgrading. This research offers empirical evidence on the role of digital finance in regional development and provides policy insights for promoting green transformation and sustainable growth.