How Does Digital Inclusive Finance Affect Agricultural Productive Services?—An Economic Model in the Chinese Context

As an important part of the digital economy, digital inclusive finance provides new opportunities for the development of agricultural producer services. Based on the balanced panel data of 31 provinces in China from 2012 to 2021, this paper uses a two-way fixed effect model and a spatial panel model to explore the impact of digital inclusive finance on agricultural producer services. The research results show that digital financial inclusion and its fractal indicators have a significant promoting effect on agricultural productive services. From the spatial perspective, digital financial inclusion plays a positive role in promoting agricultural productive services. Therefore, in order to better play the role of digital inclusive finance in promoting the development of agricultural productive services, it is necessary to strengthen the construction of digital infrastructure, promote the coordinated development of regions, and promote the deep integration and application of digital inclusive finance in the field of agricultural productive services.