The Role of Financial Technology in Achieving Competitive Advantage in Jordanian Islamic Banks to Achieve Sustainable Development Goals

Objective: The study aimed to identify financial technology and its uses in the banking sector and the role of the use of these services in influencing the competitive advantage among Jordanian Islamic banks to achieve sustainable development goals. Theoretical Framework: Financial technology has become one of the phenomena of financial globalization, which has recently spread significantly, and financial technology plays an important and decisive role in the economies of the whole world, as it opens new horizons for financial transactions and channels of monetary communication between institutions, individuals, and countries. Method: This study adopts a mixed-methods approach, combining both quantitative and qualitative methods to provide a comprehensive analysis to review the literature. Results and Discussion: The study found that financial technology has become an integral part of the life of society and an active participant in vital sectors, especially banking, as it has provided several innovations that helped banks deliver their services to various social groups and meet their needs and desires. Research Implications: the work to employ the innovations provided by financial technology and benefit from them in meeting the renewed and evolving desires of customers, and to take advantage of the low-cost advantage provided by financial technology to provide banking services and the need for this to be reflected on the customer. Originality/Value: This study contributes to identifying financial technology and its uses in the banking sector and the role of the use of these services in influencing the competitive advantage among Jordanian Islamic banks. Fintech solutions may help banks optimize their operations, eliminating the need for manual processes and cutting expenses.