PERAN APLIKASI MOBILE BANKING DALAM KEMUDAHAN TRANSAKSI HARIAN

Mobile banking applications have become an integral part of modern society's daily lives, facilitating financial transactions in a more efficient and practical manner. This research investigates the role of mobile banking applications in facilitating daily transactions and their impact on economic aspects. By using a quantitative approach and active user respondents in Indonesia, this research reveals that the use of this application not only reduces transaction costs and increases time efficiency, but also expands access to financial services, especially in remote areas. The research results show that mobile banking applications have the potential to increase financial inclusion and financial system stability, as well as contribute to inclusive economic growth. The implications of this research highlight the importance of developing safe and affordable digital financial technology to support sustainable economic development in the future. Keywords: Mobile Banking Application, Financial Transactions