Tomada de decisão da reforma em portugal: a importância dos Preditores micro

In a world where human longevity challenges traditional notions of career, retirement decisions have become increasingly complex and crucial for both individuals and society. This research examines the role of micro predictors in labor retirement decisions, comparing four options: early retirement, retirement at the usual age, partial retirement (bridge employment), and postponement. The aim is to assess the impact of age, education, health, years until retirement, planning, work volition, and salary on retirement decisions. A sample of 600 participants, aged 50 to 85, residing in mainland Portugal, completed an online survey in the second half of 2023 (mean age = 56.37 years, SD = 6.29 years), with 52% being women. The results indicated that 39% of the respondents prefer to retire at the usual age, 29% opt for partial retirement, 21% intend to retire early, and 10% wish to postpone retirement. Volition, education, and health significantly distinguish the four retirement decision groups. In a context where Portuguese life expectancy is high (81.2 years in 2023), the findings underscore the importance of investigating career trajectories, especially considering the substantial number of individuals who wish to continue working beyond the usual retirement age. Further studies are needed to explore workers' perspectives on organizational and governmental policies (meso and macro aspects).