Seguros agropecuarios basados en índices. Situación actual y visión de mercado de compañías aseguradores

This paper presents the stage of development of agricultural index insurances in Argentina. Market penetration and five-year commercial prospects are analyzed using survey data from a sample of data provided of insurance companies. The majority of the parametric insurance approved by the National Insurance Superintendence in Argentina are designed to cover rainfall events for typical agricultural activities in the Pampas region, with little development for regional productions and/or areas outside the Pampas. One third of the insured companies currently offers this type of insurance, although sales level is null to medium. In the medium term, insurers perception of commercialization level of this type of insurance for crops and livestock is considered acceptable. Insurance companies agree on the importance of public-private programs to expand market, and the need of adequate climate data to improve the design and fit of these coverages to farmers.