A importância da educação financeira como tema transversal

The study addresses the theme "The importance of financial education as a cross-cutting theme", highlighting relevant factors and the benefits provided by financial education in the lives of citizens and their application in the school environment. In addition, aspects that can influence quality of life are discussed, whether positively or negatively. The main objective is to highlight the relevance of financial education as a cross-cutting theme, seeking to provide a more balanced life and minimize problems arising from the absence of this knowledge. Personal financial management offers several benefits to citizens, and their learning can be transmitted between generations, becoming a cultural element. However, in Brazil, this practice is still incipient, which makes it difficult to spread it in Brazilian homes. Financial education contributes to a more peaceful life, helping to alleviate psychological problems related to indebtedness and financial imbalance. The research used a bibliographic methodology, based on publications from websites and textbooks, based on authors such as Domingos (2012), Perissé (2014), Artifon and Piva (2013) and Brasil (2019). It is concluded that financial education is essential to ensure the quality of life of citizens, and therefore its insertion in the school curriculum is essential, especially at the elementary and secondary levels, preparing students to deal with the various issues that the theme covers