BANK ACCOUNTS FRAUD AND ONLINE BANKING FRAUD: DISCLOSURE ISSUES

Introduction: the authors consider features of bank accounts fraud, as well as online banking fraud; crime detection methods taken by internal affairs bodies; recommendations to improve police action in this field. Materials and Methods: sociological method and interviewing law enforcement officers, as well as criminal cases study and regulatory acts regulating law enforcement activity of the Russian Federation were used when investigating bank accounts fraud, as well as online banking fraud. The authors used content-analysis of scientific articles and Results: the authors suggest proposals to improve the work of law enforcement in the area of combating bank accounts fraud and online banking fraud. Discussion and Conclusions: the authors suggest authorize the local internal affairs bodies at district level (they are the ones who face the challenge of solving of crime at the initial stage) to direct appeal to financial institutions and network operators in investigations and obtain information about the users in real-time. Nowadays it is important to create a single interdepartmental platform to obtain information about all transactions in “a single chart”. Such a platform can be implemented in the Financial Sector Computer Emergency Response Team of the Bank of Russia.