ANALYSIS OF JUDGES' CONSIDERATIONS IN SETTLING MUSYARAKAH AGREEMENT DISPUTES

Judges resolving Sharia economic disputes must adhere to Sharia principles, including the DSN Fatwa. However, certain decisions still fail to consider these principles, even in cases involving musyarakah contract financing disputes. This study employs a normative approach to examine judicial considerations in resolving musyarakah contract financing disputes. Secondary data were collected through literature review and analyzed descriptively and qualitatively. The findings reveal that the legal basis used by judges in Purbalingga Religious Court Decision No. xx/Pdt.G/2020/PA.Pbg is incomplete, as it neglects the DSN MUI Fatwa on musyarakah financing and does not comply with Perma Number 14 of 2016. Judges who are obligated to apply Sharia principles failed to incorporate DSN Fatwa No. 08/DSN-MUI/IV/2000 and DSN Fatwa No. 42/DSN-MUI/VIII/2004 in their considerations. Furthermore, the nominal ta'widh imposed on the defendant was deemed inappropriate due to the lack of evidence of actual losses incurred by the plaintiff. These findings highlight the need for judges in religious courts to thoroughly explore legal and Sharia principles to ensure decisions that reflect justice, legal certainty, and expediency while adhering to Sharia principles.