Analysis of the Impact of Financial Credit on Urban Clean Energy Consumption and Energy Intensity

This study examines the impact of financial credit on urban clean energy consumption and energy intensity, aiming to reveal the mechanisms through which financial support influences clean energy development and its role in improving energy intensity. By collecting relevant data from various cities, constructing empirical models, and analyzing the relationship between financial credit and clean energy consumption as well as its impact on energy intensity, the results indicate that financial credit has a significant positive effect on clean energy consumption and indirectly influences energy intensity improvement. Different city types show variability in financial support, suggesting the need for policy adjustments. Based on this, the paper proposes a series of optimized financial credit policies to promote clean energy consumption and energy intensity improvement, providing theoretical and practical references for achieving sustainable urban development and green energy transformation.