Understanding the Concept of Fiqh Al-Muamalat and Students' Perception of the Use of the I-Maal Application

The use of technology in education is increasingly growing and becoming more important in facilitating effective learning processes. Efforts to strengthen learning experiences creatively and innovatively have begun to receive attention among educators. Therefore, the i-Maal application has been developed and implemented in the teaching and learning sessions of the Fiqh al-Muamalat course. This study was conducted to examine the level of students' understanding on the concepts of Fiqh al-Muamalat and their perceptions on the use of the i-Maal application. This study used a quantitative research approach through the distribution of questionnaires as the research instrument. The study sample involved 98 students selected through simple random sampling from diploma and bachelor's degree programs at the Faculty of Contemporary Islamic Studies, Universiti Sultan Zainal Abidin (UniSZA). Based on the obtained results, the majority of students demonstrated a high level of understanding on specific topics in the Fiqh al-Muamalat course. The analysis of student feedback on the use of the i-Maal application reveals its usability to be at a low level. This indicates that the i-Maal application still needs improvement and enhancement to maximize its benefits. Creative and innovative teaching methods, such as developing new technologies in teaching and learning, need to be continuously implemented to enhance students' interest in mastering course content, which directly contributes to build a generation of financially literate and Sharia-compliant society. The impact of this will contribute to the strengthening of students' skills in understanding the principles of Islamic finance more deeply, while also promoting a holistic understanding of economic aspects that adhere to Shariah principles.