Determinants of Sustainability of Small and Medium-Sized Enterprises (SMEs): A Case of Dodoma Urban District, Dodoma, Tanzania

This study investigates the factors influencing the sustainability of Small and Medium-Sized Enterprises (SMEs) in Dodoma Urban District, utilizing a sample of 139 SMEs. Data analysis, conducted with SPSS version 26.0.1, revealed that proactive competitive strategies, financial accessibility, technology adoption, and strategic location significantly contribute to SME sustainability. Effective financial management, including improved access to credit, and strong entrepreneurial skills, supported by education and business experience, were also identified as critical determinants. The study recommends updating the SME Development Policy of 2002 to emphasize technological integration, skill development, and financial planning. Additionally, future research should examine the impact of global market dynamics, the adoption of digital payment systems, and the effectiveness of entrepreneurial training programs on enhancing SME sustainability.