ANALYSIS OF THE CURRENT STATE OF LIFE INSURANCE IN UZBEKISTAN AND DEVELOPMENT PROSPECTS

This article is aimed at an in-depth analysis of the current state of life insurance in Uzbekistan, focusing on the main tasks facing the industry and studying future development prospects based on recent reforms and market trends. Also, the opportunities of Uzbekistan and foreign countries in terms of life insurance have been comparatively analyzed. KEYWORDS: Life insurance, Uzbekistan insurance market, financial reforms, insurance penetration, cultural barriers, economic constraints, regulatory challenges, public awareness, digital insurance platforms, insurance product development.