Synergizing Bank Assets Concentration, Literacy, and Inclusion: A Path to Financial Stability

This study aims to analyze the integration capabilities between bank asset concentration, financial literacy, and financial inclusion in maintaining financial stability in Indonesia. This study employs ECM analysis methodologies to ascertain both the enduring and immediate effects. The research findings indicate that bank asset concentration is highly efficient in preserving the stability of the financial system. Furthermore, its effectiveness can be enhanced by implementing initiatives to enhance financial literacy. This endeavor may not yield immediate results in the near term, but it is a sustained and ongoing effort with long-term implications.

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Publication Details

Journal
South Asian Journal of Social Studies and Economics
Published
2024-12-12
DOI
https://doi.org/10.9734/sajsse/2024/v21i12928
Primary Topic
Economic Growth and Development
Type
article
Field-Weighted Citation Impact
0.00
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article

Synergizing Bank Assets Concentration, Literacy, and Inclusion: A Path to Financial Stability

I Putu Hedi Sasrawan, Putu Laksmita Dewi Rahmayanti
South Asian Journal of Social Studies and Economics
Economic Growth and Development
article

Synergizing Bank Assets Concentration, Literacy, and Inclusion: A Path to Financial Stability

I Putu Hedi Sasrawan, Putu Laksmita Dewi Rahmayanti
article en

Abstract

This study aims to analyze the integration capabilities between bank asset concentration, financial literacy, and financial inclusion in maintaining financial stability in Indonesia. This study employs ECM analysis methodologies to ascertain both the enduring and immediate effects. The research findings indicate that bank asset concentration is highly efficient in preserving the stability of the financial system. Furthermore, its effectiveness can be enhanced by implementing initiatives to enhance financial literacy. This endeavor may not yield immediate results in the near term, but it is a sustained and ongoing effort with long-term implications.

South Asian Journal of Social Studies and EconomicsVol. 21(12)
Udayana University (ID)
Quality Education
Openalex Percentile: Top 64%
Economic Growth and Development
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