ANALYSIS OF THE FINANCIAL RISK OF BANK-ENTERPRISE DIRECT CONNECTION IN SCIENTIFIC RESEARCH INSTITUTIONS

Due to the continuous development of information network technology, the financial system informatization is becoming increasingly perfect. In order to improve the payment efficiency and reduce the offline process, bank-enterprise direct connection has become one of the main ways to improve the efficiency of financial work. This paper takes the financial risks under the bank-enterprise direct connection of scientific research institutions as the entry point to analyze the possible risks and hidden dangers in the bank-enterprise direct connection business. In addition, the actual situation of scientific research institutions was investigated and studied, and proposed coping methods for different risks, so as to better improve the efficiency of financial management under the condition of ensuring financial security, and realize the transformation and technical upgrading of financial management.