Role of Social Capital in Building Financial Resilience

Global climate change has created an urgent need to promote the transformation of green economy. This study adopted the social capital theory as a framework, and the banking industry plays a central role in this process, not only to identify the current development of green finance in Taiwan through green financial products but also to understand the attitudes of different customers towards green finance. This study aims to understand the relationship between banks and diversified communities through social capital, promote the innovation and application of green technologies, and integrate external resources to facilitate multi-party collaboration. The study was analysed and evaluated using the latest versions of SPSS 26 and Smart PLS 4.0, with a total sample size of 501 respondents. The results demonstrate that financial resilience has a positive impact on social capital, while carboxylic acid has a positive effect on usage intention. Consequently, this study proposes that the social capital theory is a valuable tool for understanding consumer intentions regarding green finance.