Gauging Customer Sentiment Regarding Indonesian Islamic Digital Banks

The convergence of established Islamic finance and digital platforms has led to the emergence of Islamic digital banking. This study examines the potential and challenges of Islamic digital bank operations in Indonesia, focusing on evolving customer experiences. Data was collected from Instagram comments of Bank Aladin Syariah and Bank Jago Syariah, two Indonesian Islamic digital banks, using Apify Instagram comment scrapper and Python. The analysis revealed a predominantly neutral to positive sentiment, indicating the growing success and societal benefits of Islamic digital banks in Indonesia. However, challenges related to technology infrastructure, sharia compliance, and service quality remain. This study offers a novel perspective on the intersection of customer sentiment analysis, Islamic banking, and the Indonesian digital landscape.

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Publication Details

Journal
Al-Iktisab Journal of Islamic Economic Law
Published
2024-11-02
DOI
https://doi.org/10.21111/aliktisab.v8i2.12838
Citations
1
Primary Topic
Information Retrieval and Data Mining
Type
article
Field-Weighted Citation Impact
0.78
Controls
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article

Gauging Customer Sentiment Regarding Indonesian Islamic Digital Banks

Kamaruzaman Noordin, Tate Agape Bawana, Fadillah Mansor
1 citations
Al-Iktisab Journal of Islamic Economic Law
Information Retrieval and Data Mining
0.78
article

Gauging Customer Sentiment Regarding Indonesian Islamic Digital Banks

Kamaruzaman Noordin, Tate Agape Bawana, Fadillah Mansor
article en
1 citations

Abstract

The convergence of established Islamic finance and digital platforms has led to the emergence of Islamic digital banking. This study examines the potential and challenges of Islamic digital bank operations in Indonesia, focusing on evolving customer experiences. Data was collected from Instagram comments of Bank Aladin Syariah and Bank Jago Syariah, two Indonesian Islamic digital banks, using Apify Instagram comment scrapper and Python. The analysis revealed a predominantly neutral to positive sentiment, indicating the growing success and societal benefits of Islamic digital banks in Indonesia. However, challenges related to technology infrastructure, sharia compliance, and service quality remain. This study offers a novel perspective on the intersection of customer sentiment analysis, Islamic banking, and the Indonesian digital landscape.

Al-Iktisab Journal of Islamic Economic LawVol. 8(1)
University of Malaya (MY)
Openalex Percentile: Top 19%
Information Retrieval and Data Mining
0.78
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