Digital Inclusive Finance and Corporate Technological Innovation

As digital technology develops apace, digital inclusive finance has appeared before people's eyes. Its emergence has brought new technological innovation power for enterprises and provided new opportunities for the economic high-quality development of the nation. This paper carries out theoretical analysis and empirical analysis, and draws the following conclusions: The advancement of digital inclusive finance has a pronounced impact on fostering corporate technological innovation and this effect has regional heterogeneity; Human capital stock and urbanization level play a mediating role in this process. Finally, policy recommendations are made accordingly: firstly, the government should invest more in digital inclusive finance; secondly, it should pay attention to the positive roles played by human capital stock and urbanization level in promoting technological innovation of enterprises.