An Analysis of the Implementation, Outcomes, and Challenges of NABARD's Self-Help Group Bank Linkage Programme in Assam, India

Self Help Groups (SHGs) have become a powerful tool for reducing poverty and empowering women worldwide. (Parida and Sinha, 2010 [1]) The connection of these groups to formal banking institutions, an initiative led by the National Bank for Agriculture and Rural Development (NABARD) in India, has significantly enhanced their socio economic impact. Assam, which is a state with a variety of socio economic challenges, is playing a crucial role in promoting financial inclusion and grassroots development. This study examines the status of NABARDs SHG Bank Linkage Programme in Assam, examining its implementation, outcomes, and challenges. Focusing on Assam, with its unique socio cultural dynamics and developmental disparities, this research seeks to provide insights that can inform tailored policy interventions and program improvements.