WHO IS SUPPOSED TO GUARANTEE AN INCOME IN OLD AGE?

The amount of old-age pension from the Polish social insurance is based on the amount of accumulated retirement capital (the amount of old-age insurance contributions paid during one's entire professional career) and unisex life expectancy calculated for persons in the same age as an insured person. Most of pensioners' household income is made up of social security benefits, including, but not limited to the old-age pension from the social insurance scheme. This pillar is guaranteed by state. It is possible to increase income in retirement by participating in additional saving programmes organised by employers, and individual plans. Diversification of income sources for old age, extending working life and additional, supplementary savings are driving the amount of retirement income upwards. The results of the study titled "The world tailored for seniors" show that seniors are aware of the link between the amount of retirement benefit and actions taken during one's professional career. But do young persons entering the labour market have such awareness?